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REAL ESTATE DICTIONARY

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Results

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	early occupancy The condition in which buyers can occupy the property before the sale is completed.
	earnest money Money a buyer gives with an offer to purchase a property. Also called a deposit.
	earthquake insurance A policy that provides coverage against damage to a home from an earthquake.
	easement A right given to a third party to use a portion of the property for certain purposes, such as power lines or water mains.
	eaves The projecting overhang at the lower edge of a roof.
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	effective age The age of a structure estimated by its condition rather than its actual age.
	effective gross income Additional income that a lender considers when assessing the loan application of a potential borrower.
	efflorescence White, powdery substance on concrete, stucco, or other masonry caused by water-soluble salts leaching to the surface.
	electric service panel A panel that transfers power from the utility line into a house to be distributed through fuses or circuit breakers.
	electronic transfer The process of having a mortgage payment automatically deducted from a borrower’s checking or savings account. Many lenders offer this service.
	elevations The exterior view of a home design that shows the position of the house relative to the grade of the land.
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	ell An extension or wing of a house that is at right angles to the main structure.
	eminent domain The government’s right to condemn private land for public use, such as the routing of a public highway.
	employer-assisted housing Programs which help employees purchase homes through special plans developed with lenders.
	empty nesters Potential buyers who have raised their families and want to move into a smaller home.
	encroachment Fences or other structures that extend into the property of another owner.
	encumbrance A claim or lien on a property which complicates the title process.
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	encumbrance Any right or interest in property interfering with its use or transfer.
	end loan The  conversion from a construction loan to permanent financing a condominium buyer secures after all units in a project have been completed.
	endorser A person who signs over ownership of property to another party.
	English Tudor style An architectural design that features stone or brick exterior walls and exposed beams.
	environmental impact statement A government-mandated evaluation of all aspects and effects a development will have on the environment of a proposed site.
	environmentally friendly home construction

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